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Nebraska Life and Health Insurance Bundled Exams Questions and Answers 100% Verified and Updated 2024 | Graded A

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Nebraska Life and Health Insurance Bundled Exams Questions and Answers 100% Verified and Updated 2024 | Graded A

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Life, health & annuities NE insurance exam Questions and Answers 100% Correct

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Life, health & annuities NE insurance exam Questions and Answers 100% Correct Not regarding deferred annuities - Answer- Accumulated funds cannot be out assessed until the pay out. Using the needs approach you wouldn't need - Answer- Prospects employment history Not common use for life insurance - Answer- Liquidate and estate it usually only creates an estate The exclusion ratio applies until all principal and annuity contract has been paid out after that what will happen - Answer- The ...

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Nebraska Life and Health License Exam Questions and Answers 100% Pass

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Nebraska Life and Health License Exam Questions and Answers 100% Pass Before delivering a health insurance policy to a client, the producer alters the insuring clause in a way that he believes will benefit the insurance company. Which of the following statements is true about this alteration? - Answer- It is prohibited by the entire contract provision Which organization offers health insurance to Nebraska residents who are denied health insurance and unable to obtain coverage from private...

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Nebraska Life and Health Insurance Exam Questions and Answers 100% Pass

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Nebraska Life and Health Insurance Exam Questions and Answers 100% Pass What is Insurance? - Answer- a contract in which 1 party (insurance company) agrees to indemnify (make whole) the insured party against loss, damage, or a liability arising from an unknown event. What is life insurance? - Answer- a policy that protects survivors from losses suffered after an insured's death What does insurance do? - Answer- transfers the risk of loss from an individual or business entity to an insur...

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Nebraska State Life and Health Insurance Exam Terms Questions and Answers 100% Pass

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Nebraska State Life and Health Insurance Exam Terms Questions and Answers 100% Pass Adverse Selection - Answer- Insuring of risks more prone to loss than the average Agent/Producer - Answer- legal representative of an insurance company Applicant/Proposed insured - Answer- a person applying for insurance Hazard - Answer- Conditions that increase the probability of a loss Moral - Answer- tendency toward increased risk (driving fast) Morale - Answer- indifference towards risk (not locking th...

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